Show Notes
In a world where the financial landscape was tough and getting approved for a mortgage seemed impossible, there was a hero who emerged to help those in need.
His name was the Loan-a-nator, and he was a mortgage broker with unmatched skills and expertise. He knew the ins and outs of the mortgage industry and had a keen eye for spotting the best deals and rates.
Despite the challenges and obstacles that stood in his way, the Loan-a-nator never gave up, also known as Aaron Whybrow!
He worked tirelessly, day and night, to help people overcome the difficult financial landscape and secure the loans they needed. He was tireless in his pursuit of helping people get the loans they needed, and he would stop at nothing to make it happen.
Thanks to the Loan-a-nator, many people who thought they had no chance of getting a mortgage or structure their portfolio correctly, were able to achieve their homeownership dreams. He was a true hero, and his name will forever be remembered as a champion of the people in the world of mortgages.
So, if you’re struggling to get approved for a mortgage, don’t despair. Just join our live session with the Loan-a-nator Wednesday at 7:30pm nsw time, and he’ll unpack the secrets of what we should be doing to get that loan in 2023!
Topics we’ll be talking about include:
- How to manage your loans in a rising interest rate environment [incl the Fixed Rate expiry fiasco], based on Aaron’s experience! This one is bound to be juicy and actionable.
- Risk mitigation: how to play the game of finance with potential volatility & risk in mind.
- Planning for more: how to play the game of finance to ensure you can continue to buy more.
Episode Highlights
8:04 Introduction of Aaron Whybrow
10:50 Tell us a little bit about this whole concept of what we are hearing on the news around a fixed rate mortgage
25:40 Types of property investment risk to be aware of
34:57 Why are People not taking fixed rates as an option?
38:00 Are you seeing any policies shifting and changing that are favoring Investors?
48:43 What’s the difference between redraw and offset account?
57:11 What have people done & What have people talking to you about doing in 2023?
1:06:21 Should I just sell my property now in these interest rate environments and then just wait 6 or 12 months and buy again?
1:13:03 Is there a limit to how often I can refinance?
1:29:15 When Environments change, whether it is interest rate drop-down or whether they increased, Borrowing Becomes Creative
1:37:21 Peer-to-peer lending
1:45:57 What are the risks that Property Investors should be looking out at 2023?
1:54:58 Open Banking
1:57:38 What are the chances of negative interest rates?
1:59:01 Is 30 year fixed like in the us something that can happen?
2:03:14 Can Aaron talk through crossed collateralised loans and the “all monies clause” that bank have written into the fine print when you have more than one loan with one bank. What is the dangers of each?
2:08:33 What yield should an investor target for in this current environment to look good to the bank?
2:16:37 How can people learn more and How do they can get in contact with you?
Episode Resources
Connect with Aaron Whybrow: https://dandf.com.au/
Connect with Grant Merriel: https://www.grantmerriel.com/
Other Guests On Our Lives
Chris Gray, Amanda Farmer, Steve Palise, Nathan Birch, Todd Sloan, Cate Bakos, Mike Mortlock, Lloyd Edge, Karen Baldwin, Rob Flux, Kent Lardner, Charley Valher, Bernadette Janson, Pete Wargent, Melinda Jennison, Bushy Martin, Michelle Lewis, Peter Koulizos, Jane Slack-Smith, Joe Tucker, Jordan De Jong, Scott Aggett, Belinda Smith, Jef Miles and more.
