Show Notes
You’re in for an epic bedtime story!
Once upon a time, when lending was easy and the banks would throw money at you. You could do all sorts of crazy things!
Then one day, we got banking regulations 
How do we navigate it this world now?
How can we:
- Lending with kids. Rentvest instead?
- Buy ‘dream house’ after building a substantial portfolio
- Delayed settlement strategy on land. Initiated duplexes (how can we supercharge this?
- Utilising the highest and best use.
- Derived from previous PPOR examples see below
- Return on equity/ return on equity annualised – mindset adopted
- Lending – conversation with broker
- Had to venture down a different path
- Commercial and duplex/small developments were born
Episode Highlights
8:40 What’s your thoughts on the whole interest rate side of things or inflation?
17:45 Tom’s First Purchase
20:25 What was the Big Learning from this First Property?
25:49 What is return on equity actually means and what is Return on equity annualised?
29:53 How you made 400k from a property within couple of years?
52:47 What is leverage growth?
1:06:04 If you have seen that much uplift in the land value, is it still worth goiing through with the duplex build considering time, interest cost, build risk?
1:07:13 What is your thought on building cost increasing?
1:08:39 What is Residual Land Value?
1:18:01 What do you look at when buying land?
1:32:19 Do you have an example with a private lend?
1:57:10 Do you purchase your duplexes and commercial properties through a trust also?
2:05:38 Can you submit Development application while the land is in the midst of registration?
2:06:54 How much does a CDC cost?
Episode Resources
Connect with Tom Pettifer – https://www.facebook.com/profile.php?id=100020528236962&_rdc=1&_rdrv
Joe Tucker of Property Principle – https://propertyprinciples.com.au/
Other Guests On Our Lives
Chris Gray, Amanda Farmer, Steve Palise, Nathan Birch, Todd Sloan, Cate Bakos, Mike Mortlock, Lloyd Edge, Karen Baldwin, Rob Flux, Kent Lardner, Charley Valher, Bernadette Janson, Pete Wargent, Melinda Jennison, Bushy Martin, Michelle Lewis, Peter Koulizos, Jane Slack-Smith, Joe Tucker, Jordan De Jong, Scott Aggett, Belinda Smith, Jef Miles and more.
